# IMS Mortgages: Personal and Professional information service

> IMS offers independent and professional information on mortgages in Spain\. We offer guidance and negotiation for the most appropriate Spanish loan, according to your situation and the current Spanish mortgage market conditions\.

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## Pages
- [Mortgage Informaton](https://www.imsmortgages.com/)
- [Spanish mortgage products](https://www.imsmortgages.com/spanish-mortgages/best-buy-loan-tables/)
- [Blog](https://www.imsmortgages.com/blog/)
- [Mortgage Calculator](https://www.imsmortgages.com/mortgage-calculator/)
- [Testimonials](https://www.imsmortgages.com/company-profile/testimonials/)

## Posts
- [Buying a resale property in Spain](https://www.imsmortgages.com/blog/2026-buying-resale-property-spain/): Buying a resale in Spain is a safe and secure process\. However understanding the legal stages is important\. To protect your deposit monies\. What checks need to be made\. When should a Spanish mortgage be arranged\. These are all considerations for buyers\. Appointing a legal expert and an experienced Mortgage broker to help you through the process of buying can ensure you proceed safely at each point\. 
- [Eurozone Mortgage Interest rate forecasts](https://www.imsmortgages.com/blog/2026-eurozone-interest-rate-forecasts/): Eurozone interest rates have an impact on what happens to the Euribor rates each month\. Most European Banks link their variable rates to the Euribor\. For Spanish borrowers this is normally the 12 month Euribor\. Understanding what is happening to ECB base rates\. Also the forecasters view of future rates, can help borrowers decide what type of mortgage product will suit their objectives\. 
- [Considering a Mortgage in Spain](https://www.imsmortgages.com/blog/2026-considering-mortgage-in-spain/): When considering taking a mortgage in Spain it is important to understand any travel restrictions that may apply to you personally\. Also what type of Visa and documents you will need\. 
- [Property and Mortgages in Spain versus UAE](https://www.imsmortgages.com/blog/2026-property-and-mortgages-in-spain-versus-uae/): Due to current difficulties in the Middle East buyers and expats may be considering alternative countries\. Spain provides access to Luxury property and an active non resident Spanish mortgage market\. Providing a stable environment for living and investment\.
- [Applying for a Spanish Mortgage](https://www.imsmortgages.com/blog/2026-applying-for-spanish-mortgage/): Applying for a Spanish mortgage\. What are the options\. Applications can be made direct to a Spanish Bank, but they will only offer limited options\. An application can be made via a qualified and experienced mortgage broker in Spain\. There are two types of brokers in Spain\. Only an independent broker can access all products available\. Independent brokers must hold the correct certification and be regulated by the Bank of Spain\. There are two types of Brokers in Spain\. It is a good idea to understand the role each type of Broker plays in the application process\. Allowing you to decide who to appoint to assist you\. Along with the advantages and disadvantages of each option\.

## Optional
- [Sitemap index](https://www.imsmortgages.com/sitemap_index.xml)