IMS Enquiry Form

Please fill in the fields below and we will check viability of what you require and provide a detailed quote.

Contact information

Name:

Email address:

Day contact number:

Purchase and property details

Cash deposits available €:

Anticipated budget or purchase
price excluding costs €:

Will Property be main residence
or second/holiday home:

Area of Spain:

Personal Information

Ages of all applicants and dates of birth:

Marital Status:

Employment Status

Employed fixed term contractEmployed permanent contractSelf EmployedRetired receiving pensionOther

How long in current employment:

Industry type:

Please specify:

Income information

Country of tax residency:

Net incomes after tax as shown
on most recent personal tax returns:

Mortgage or rent

Monthly debt outgoings

Monthly mortgage or rent if appl. £:

Personal loans £:

Car loans £:

Credit card balances as they currently
stand if not cleared each month £:

Other owned property if applicable

Where held:

Total monthly mortgage payments £:

Total monthly rent received £:

Comments:

I have read and accept the terms and conditions

LEGAL NOTICE:

"In Compliance with the provisions of Law 15/1999 of 13th December on the Personal Data Protection, we inform you that by completing this form, your personal data will be stored and processed in a file owned by INTERNATIONAL MORTGAGE SOLUTIONS S.L., with the aim of handling your order. Also, unless you explicitly expresses otherwise, we may use your personal data to keep you informed of news and developments related to our services. We also inform you could exercise rights of access, rectification, cancellation and opposition of your personal data by email heather@imsmortgages.com or by letter addressed to INTERNATIONAL MORTGAGE SOLUTIONS S.L., MARBELLA (MALAGA), C.P. 29960, CALLE LAS HIEDRAS (CL 20B), LOCAL 3 B, beside a copy of identity card/passport."

Buying Real Estate
with a Mortgage in Spain

Currency exchange

Obtain the best possible currency rates and expert on information of when to transfer based on market conditions.

Currency exchange

Documents required

Spanish Banks require certain documents are presented in order for them to assess a mortgage. No self certified or minimum documentation loans are available. All Spanish Mortgages are full status.

Documents required

Self Build loans Spain

Are you considering buying a plot and building your own property find out what lending facilities are available and at what point in the project funds can be made available.

Self build mortgages

Testimonials
Feedback from clients

Dear Heather, Ravena and Cecilia

You have been more than helpful and should we find anything else that we feel suits our needs we would not hesitate to use your company again.

You have been an absolute star and I cannot thank you enough because we may have been pressured into paying a 3000 Euro deposit early on if it wasn’t for you and your valuable information.

Hopefully we will be successful at securing a property in Majorca in the near future and look forward to working with you again.

Kindest Regards and Highest Recommendations,
Catherine, Keith, Ray and Marie

View testimonials

Our blog articles
Latest updates on Spanish mortgages

Mortgage services

New product for Middle East applicants

Since 2019 it has not been possible for buyers from many Middle Eastern countries to secure a mortgage in Spain. A Mutlinational Bank based in the Middle East is now provding a solution to this. Expats or Citizens of Kuwait, Bahrain and Oman can now access lending. In order to buy a property in Spain. The loan is up to 65% loan to value.

May 13, 2025

Read

Mortgage services

Pedro Sanchez announcements

The press has been very full of doom and gloom reporting. Post Pedro Sanchez announcements on the housing issues in Spain. The Headlines reported in UK press of 100% purchase tax is however both misleading and not factual. There were a number of new housing measures announced in reference to the housing issues.

January 19, 2025

Read

Mortgage services

Purchase mortgages Spain

In the last few weeks there has been significant improvements to Purchase mortgages in Spain. Key Spanish Banks have increased their product portfolio. Focused on obtaining high quality lending. For applicants buying at the upper end of the market. Also Spanish home loans above 500k then rates as low as 2.5% are achievable.

January 15, 2025

Read

IMS Enquiry Form

Contact information

Purchase and property details

Personal Information

Employment Status

Income information

Mortgage or rent

Monthly debt outgoings

Other owned property if applicable

LEGAL NOTICE: