06Aug

Off plan purchases mortgage risk in Spain

Buying off plan. When buying off plan in Spain you are securing the right to buy at completion of the construction. The contract means that whilst you have the right to buy and will pay staged payments to the developer during the building phase as agreed you do not actually own the property or any […]

28Jul

May 2020 Spanish Loan figures

May 2020 loan numbers down on last year Data issued this month for Mortgages in Spain for May showed a large decline against the same month of last year but small increases in the situation over April. The data is a little surprising given the lockdown situation during April which is what Mays figures are […]

29Jun
01Jun
30Apr

Spanish loan levels up on last year

Spanish loan levels for February 2020 February Spanish Mortgage figures like January do not as yet reflect the impact of the shutdown in Spain. Februarys registered loans will reflect mainly completions that happened late December and throughout January. In total 36,050 new mortgages in Spain were registered at land registry. This is up 16.1% on […]

23Apr
31Mar
12Mar
28Feb
05Feb

Bank Lending in Spain

Bank of Spain quarterly survey The Bank of Spain has issued its quarterly report on Bank lending for Q4 2109. The data, some of which is open to question, is compiled not from statistics but from a questionnaire sent to participating lenders. Given the lenders may wish to politically skew some of their answers it […]