08Nov

August home loan figures for Spain

  August data Data for Mortgages in Spain for August showed a small decrease month on month for average loan size, capital lent and numbers of new home loans constituted. Whilst the numbers dropped from July when assessing the data against the same of the previous year across all three areas the figures were more […]

25Oct

Mortgage tax in Spain to be or not to be

  The last few days in Spain has seen utter turmoil for the lending market and for lenders in Spain. The Background Back in February of 2018 a Supreme Court in Spain ruled that the passing on of land registry charges to the borrower was abusive and should be picked up by the Banks in […]

01Oct

Home Loan news for July in Spain

Mortgage performance Spain July figures issued this week show loan growth in Spain continues at a steady rate. In comparison to July of 2017 the number of new Spanish home loans was up 14.6%, the capital lent was up 17% and the average loan size increased by 2.1%. Against Junes figures of this year the […]

17Sep

Capital lent for loans in Spain

Mortgage information for completions in Spain Junes information for new loan contracts in Spain as published by the statistical office showed the average loan size bounced back in June. After a significant dip in May down to € 117k the average loan size regained its April levels coming in at € 123.9k. Actual numbers of […]

30Jul

May average loan size dips in Spain

Lower loan sizes but numbers of Spanish mortgages increases Loan data released last week from the INE in Spain for May showed a significant dip in average loan sizes. At the moment each month the lending figures are jumping around all over the place and whilst there is still a trend of increased lending annually […]

28Jun

Spanish mortgages recover in April

Residential loan activity in Spain for April April saw a bounce back in terms of mortgage in Spain levels in April for both levels above the previous month of March and against April of 2017. The average loan size rose by 9.1% over March and was up significantly from April of last year. Average loan […]

01Jun
02May

Lending targets missed in February

Spanish Mortgage targets missed February mortgage figures in Spain showed a drop on completions in January and a lower average loan amount culminating in less capital being lent. The data supports the anecdotal information coming from the Banks that lending targets in Spain were short of expectations in the first quarter. The average loan size in […]

17Apr

Self Build lending in Spain

New construction loan is launched in Spain One of the lenders in Spain has recently launched a new construction or self build mortgage. As the recovery of the Spanish economy continues more and more buyers in Spain are looking at the option of buying land and building in Spain. Because the purchase of land slowed […]

03Apr

Good news for Spanish home loans

January 2018 starts the year well for Mortgages in Spain. Home loan size averages rose back up from their low levels in December to € 122,000 after dipping down to € 115.6 the previous month. The number of new Spanish mortgages contracted for the purchase of a residence were also well up in the month. […]