Monthly Archives: March 2026

Applying for a Spanish mortgage. What are the options. Applications can be made direct to a Spanish Bank, but they will only offer limited options. An application can be made via a qualified and experienced mortgage broker in Spain. There are two types of brokers in Spain. Only an independent broker can access all products available. Independent brokers must hold the correct certification and be regulated by the Bank of Spain. There are two types of Brokers in Spain. It is a good idea to understand the role each type of Broker plays in the application process. Allowing you to decide who to appoint to assist you. Along with the advantages and disadvantages of each option.

Due to current difficulties in the Middle East buyers and expats may be considering alternative countries. Spain provides access to Luxury property and an active non resident Spanish mortgage market. Providing a stable environment for living and investment.

When considering taking a mortgage in Spain it is important to understand any travel restrictions that may apply to you personally. Also what type of Visa and documents you will need.