Santa Rosalia Development, Murcia
If you’re considering a holiday home that combines luxury, comfort, and a thriving community, look no further than the Santa Rosalia development in Murcia. This award-winning development offers a unique blend of modern living set against the breathtaking backdrop of southeastern Spain’s stunning landscapes.
Santa Rosalia is an off plan development. Launched in 2025 many properties are now coming to completion. If you have bought or are considering buying in this development it is a good idea to make sure you understand the financing options that will be available to you. How Spanish Mortgages for non residents work. Interest rates and product availability.
Luxurious Living Spaces At Santa Rosalia
The properties are designed with both functionality and aesthetics in mind. From spacious layouts to contemporary finishes, every element is crafted to ensure comfort and elegance. Large windows fill the interiors with natural light, allowing homeowners to enjoy the beautiful Mediterranean climate. Whether you’re looking for a chic apartment or a spacious villa, you’ll find plenty of options that cater to your specific needs.
Stunning Outdoor Amenities
One of the most attractive features of the Santa Rosalia development is the range of outdoor amenities available. The centerpiece is the massive “beach” area, which boasts over 100,000 square meters of beautifully landscaped gardens and recreational areas. Enjoy sunbathing by the serene lagoon-style pool or take a stroll along tree-lined pathways that wind through the community. For sports enthusiasts, there are various facilities, including tennis and paddle courts, ensuring an active lifestyle at your doorstep.
Proximity to Amenities and Attractions
Location is a crucial factor in any property investment, and Santa Rosalia excels in this area. Just a short drive away, you will find shopping centers, restaurants, and various entertainment options. The vibrant city of Murcia, known for its rich history and cultural heritage, is easily accessible for day trips. Additionally, the stunning Mediterranean beaches are within a convenient distance, allowing you to enjoy the sun, sea, and sand whenever you desire.
Excellent Investment Potential
Investing in a holiday home at Santa Rosalia is not just about enjoying a personal getaway; it’s also a sound financial decision. The Murcia region is experiencing a surge in popularity among tourists and property buyers alike, making it an ideal market for securing a valuable asset. Properties in this award-winning development are likely to see an increase in value over time, presenting you with opportunities for both personal enjoyment and financial gain
Securing Finance for Your Holiday Home in Santa Rosalia, Murcia
Investing in a holiday home can be one of the most rewarding experiences, particularly in the enchanting region of Santa Rosalia, Murcia. With its stunning landscapes, beautiful weather, and vibrant cultural scene, this development is a dream come true for many off-plan buyers in Spain. As your property approaches completion, securing the right financing becomes crucial.
Understanding the Off-Plan Purchase Process
Buying an off-plan property means you’re investing in a home that has yet to be built. As the completion date nears, it’s essential to familiarize yourself with the financial aspects of your purchase.
Typically, off-plan purchases required a deposit upfront, with subsequent payments made at different stages of construction. At completion you can obtain up to 75% loan to value. As long as your initial deposits do not exceed 25% of the purchase price.
Your mortgage in Spain will be a percentage of the original purchase price. Minus any taxes. Or valuation but whichever is the lower of the two.
Exploring Financing Options
Spanish Mortgage Financing. Traditional Spanish banks and lending institutions offer non resident mortgages for holiday homes. As an off-plan buyer, once the property is 3 months or so from completion, you should consider getting a mortgage pre-approval. This will ensure you are ready to meet the contractual completion date.
Different lenders may have varying terms, so it’s beneficial to use an expert in Spain, when looking at a Spanish Mortgage. Someone who can shop around for the best interest rates and repayment options.
Documentation and Support
Regardless of which financing route you choose, it is important to ensure all your financial documents are in order. Including proof of income, credit history, and identification. It’s also wise to enlist the help of an experienced mortgage broker who understands the nuances of international property purchases, particularly in Spain.
Be prepared for completion
Purchasing a holiday home in Santa Rosalia, Murcia, is not only an investment in real estate but also in experiences and memories. As your property nears completion, understanding your financing options is paramount. By exploring Spanish banking solutions, developer financing, or utilizing equity from existing properties, at IMS we can help and advise you on the right financial arrangement that fits your needs. Contact us today for an assessment of your financial situation.