Latest News and updates

April 2020 Spanish loan data Aprils Spanish loan figures started to show the impact of the lockdown on the numbers of new loans constituted in the Month. Mays figures will almost certainly be lower again and it will take a few months for good levels to return. On the positive side for the lenders in […]

Mortgages in Spain decrease in month of March Spanish lending data for March published at the end of May started to show the affects of the lockdown. March completions will in general relate to activity in February so the drop is significant but as yet not a reflection of how low it will go. The […]

Spanish loan levels for February 2020 February Spanish Mortgage figures like January do not as yet reflect the impact of the shutdown in Spain. Februarys registered loans will reflect mainly completions that happened late December and throughout January. In total 36,050 new mortgages in Spain were registered at land registry. This is up 16.1% on […]

After many years of lack of interest in looking at re-mortgages one Spanish Bank during this difficult time due to Covid 19 has decided to put some focus on the potential clients it could attract.

The numbers relate to Januarys Spanish loans registered at land registry so are likely to reflect signings from December well before anyone dreamed in three months Spain would be on a lockdown.

Number of Spanish lenders lending Mortgages to non residents decreases   The last few weeks have seen more Spanish Banks remove fixed rates as an option for a mortgage in Spain for applications where the applicant earns their incomes in a different currency to Euros. Whilst most lenders have stipulated currencies by which they will […]

In December of 2019 Mortgages in Spain average loan size fell to 122.1% down 4.2% over Dec 2018 and down 5.9% against the previous month. The number of loans in Spain reached 30.285 up 3.9% against November and 43% over December 2018.

Bank of Spain quarterly survey The Bank of Spain has issued its quarterly report on Bank lending for Q4 2109. The data, some of which is open to question, is compiled not from statistics but from a questionnaire sent to participating lenders. Given the lenders may wish to politically skew some of their answers it […]

Spanish Lending figures in October Octobers Spanish loan figures showed an improvement on the dismal figures from last two months but remained depressed against October 2018. How much of this is still due to a backlog from the regulation change is difficult to tell but after 3 months in row of low numbers the year […]

Septembers loan data for Spain  released by INE. As was the same in August for Spanish mortgages the month of September was well down on the previous year as it would appear completions still get delayed post the new regulation and process for completion. Other indicators like level of loans redeemed tend to suggest it […]