Latest News and updates

Loan in Spain completions In between implementation of new Spanish rules, added paperwork requirements for lenders and clients, and confusion around what is required and when, Spanish loan completions continue to make their way to registration at land registry. It will be interesting to see what impact on June and Julys figures the changes have […]

Home loans Spain The Spanish loan market hit by new regulation in July continues to be in a state of confusion. New rules surrounding regulation and the protection of borrowers in Spain has been so badly written and implemented that even the top legal teams at the Spanish Banks cannot agree on exactly what must […]

New mortgage regulation in Spain On June the 16th 2019 new Spanish loan legislation is to be embedded in law in Spain. The new legislation is part of an ongoing EU directive to bring mortgages in Spain and all EU lending across member states into line and to improve the transparency and behaviours of mortgage lenders. […]

  Numbers of signed Spanish mortgages Number of new Spanish loans constituted at land registry were 30.170 in March. This was an increase of 15.8% on the same month of last year and more or less the same level as the month of February this year down marginally by 1%. The March figures take the […]

February loans in Spain Details of new loan performance in Spain released this month showed February was a mixed bag of results. In general loan levels showed a decrease in numbers of and capital lent over the first month of the year but an increase when considering the same month of the previous year. The […]

  First month 2019 Mortgages in Spain January started well for Spanish Banks in terms of numbers of Spanish mortgages completed in January and capital lent. Whilst the average loan size saw a a sharp drop from the previous month and a small drop when compared to the same month of 2018 the large increase in […]

  2018 improves over 2017 The average loan size for Spanish Mortgages dropped in December from € 130.7k in November to € 126.4k. The number of new loans signed also decreased at 20,933 minus 27.4% against the previous month. Capital lent was down 29.6%. When considering the figures against the same month of the previous […]

November Spanish mortgage data Loan levels in Spain during November saw an increase year on year for all elements including number of new loans, capital lent and average loan size. Against the month of October the mortgages in Spain were down and slightly more so than would be a normal natural trend.  One reason for […]

Loan performance for October Octobers loans in Spain rose by 20.4% against the same month of the previous year. The average loan size was up 4.6% against October of 2017 but down slightly on the level of September 2018. In total 30.353 new Spanish mortgages were constituted in the month and the loan size average […]

Spanish mortgage growth in September Septembers loan growth according to the INE in Spain  saw one of the best months of the year so far. The average Spanish loan size was much higher than previously and reached € 127.7k this is well above the average for the year. September 2017 the average loan was € […]