Category Archives: Mortgage services

Bridging Finance option Spain Bridging finance, equity release and re-finance in Spain has historically been very difficult to achieve and for non residents impossible. Providers where they did exist tended to be private investors offering very poor terms at very high risk to the borrower. From January this year a Pension fund owned company are […]

October mortgage in Spain data October, as is the normally the case, was a quieter month for new loan completions in Spain. Against Septembers registrations the number of new loans was down 15.9%, the capital lent down 18% and the average loan amount dropping by 2.4%. The amount of new loans constituted was 24,706 and […]

2017 overview 2017 is drawing to a close with a much better situation for mortgage lending in Spain and the Spanish Banks. All Spanish lenders had ambitious lending targets for the year and these have not been reached but in general across all key areas 2017 has been a much better year. Non resident mortgages […]

September Home Loans in Spain Septembers provisional figures for Spanish mortgage performance were published today In general across almost all areas the figures were an improvement on August. The number of new Spanish home loans constituted in the month were 29.388 up 9.2% on the same month of the previous year. Capital lent increased yearly […]

Spanish Mortgage data Lending in Spain for residential property in terms of numbers of new Mortgages in Spain increased again in August. The average loan size fell from Julys € 119.6k  to € 111.5k but remained above the same month of the previous year where average loan size was € 110.7k. The impact of the […]

American buyers are active in Spain A rising number of Americans and North Americans are buying in Spain and applying for a Mortgage win Spain. Exactly why this is not clear but seems to have some link to the drop in prices particularly in the well sought after areas and the major Cities along with […]

July lending figures Julys mortgage in Spain data showed a slowdown from June 2017 but a large increase in activity from the same month of the previous year. The number of new Spanish loans signed for the purpose of residential property rose by 32.9% over last year but was down 15.8% on Junes figures. In […]

Financially complex buyers For many years Banks in Spain have struggled to meet the needs of the financially complex  mortgage applicants. This is particularly true for those who reside in countries where it is possible to have tax mitigation products which are not available in the Spanish system and therefore are not understood by the […]

June loan data in Spain Junes Spanish mortgage data continued in general, the move on from Mays reporting. Whilst the increases were not so high in June both numbers of and capital lent for the purpose of buying a home showed a year on year and month on month increase. Average loan amounts edged up […]

 Spanish Lending figures show improvement Mays Spanish mortgage figures made much better reading than those of April which had suggested a significant slowdown in new lending. Across the board residential lending rose both year on year and month on month. The number of new mortgages in Spain saw an increase of 37.1% above the figures […]