Category Archives: Mortgage services

Spanish mortgage lending dips in July 2023. Higher interest rates in Spain have an impact on home loans completed. Spanish Banks look to negotiate on terms and conditions. Variable, fixed and mixed rate options are available.

Lending in Spain dropped in June. Spanish Banks are adapting margins above Euribor to encourage borrowing. However lending criteria continue to tighten. The 12 month Euribor remains high but dropped in September. Due to the base rate possibly increasing this may change next month.

May 2023 Mortgage completions in Spain Spanish mortgage lenders saw Mays mortgage completion levels Spain upturn over April. The month on month increase was lower than that of last year. The average loan size increased significantly for the month. The average Spanish mortgage was € 141.8k. In comparison to 136.9k the previous month. However this […]

Mortgages in Spain new completions decreasing. Interest rates for borrowing in Spain continue to climb. Fixed rate product types still below 5%. Spanish Banks experience 2 months of net outflows to their loan books.

Interest rates in Spain appear to be lagging behind reality. Average home loan rates are lower for new completions than is possible. 12 Euribor continues to rise although less quickly. New Mortgages in Spain experience a downturn in March 2023.

Spanish interest rates as an average increased in February. Data shows that fixed rates remain the favoured mortgage in Spain product type. Fixed rate loans for US applicants available. Lenders offering mixed rate products now available to wider range of nationalities. Spanish lending in February 2023 lower than January. Spanish Banks tighten risk criteria.

Interest rates for mortgages in Spain set to rise. Spanish Banks set lending targets for the year. Average loan sizes in Spain increase in the month of January.

New fixed rate mortgage launched in Spain. Spanish Bank now offers currency loan and increases nationalities it can lend to. Decembers Spanish home loans decrease over November and previous year.

Spanish home loans data for November. Mortgage market in Spain could be cooling. Data on interest rates suggests Spanish Banks are decreasing profitability.

Interest rates in Spain not rising in line with Euribor. Questions over validity of data. Economic factors appear not to be affecting level of Mortgages in Spain. Home loans form largest part of new credit in market.